Terms and Conditions for Design Your Life 1:1 Coaching Program with Empowerment Fundamentals Course Access

1. Agreement to Terms
   By enrolling in this 1:1 Coaching Program (the "Program"), you (the "Client") agree to the following Terms and Conditions. If you do not agree, please do not proceed with enrollment.
2. Program Description
   Your purchase grants you access to a private coaching program led by Jeanne Collins of the House of JerMar. You will receive individualized coaching sessions (schedule and frequency outlined at the time of enrollment) along with access to a digital course designed to support your empowerment and mindset journey.
3. Duration of Access
   1:1 coaching will be available for the agreed-upon duration from the date of purchase (e.g., 3 months, 6 months—based on your selected package). Access to the digital course will continue until the course is discontinued.
4. Results Disclaimer
   This Program is designed to support personal growth, mindset development, and empowerment. However, individual results are not guaranteed. Success depends on personal commitment, effort, and application of the tools provided.
5. Payment and Refund Policy
   All payments are due in full upon enrollment unless a payment plan has been arranged in writing. Because access to proprietary content and coaching is granted immediately, all sales are final and non-refundable.
6. Coaching Relationship Disclaimer
   Coaching is not therapy and does not substitute for medical, psychological, legal, or financial advice. Jeanne Collins is not a licensed medical professional. If you are under the care of a healthcare provider, it is recommended that you inform them of your participation in this Program.
7. Scheduling and Participation
   The Client and Coach will agree upon session times in advance. If you need to reschedule, 24 hours’ notice is required. Missed sessions without appropriate notice may be forfeited. The Coach will make a reasonable effort to reschedule any missed sessions due to unforeseen circumstances.
8. Confidentiality
   All personal information shared in sessions is confidential. The Coach will not share any of your personal information without your written consent, except as required by law or if there is a concern of harm to you or others.
9. Newsletter Subscription
   By enrolling in the Program, you agree to be added to the House of JerMar newsletter mailing list. You will receive updates, promotions, and related content. You may unsubscribe at any time using the link provided in each email.
10. Intellectual Property
    All course materials, coaching tools, and related content are the intellectual property of Jeanne Collins and the House of JerMar. These materials are for your personal use only and may not be reproduced, shared, or distributed without permission.
11. Limitation of Liability
    You agree to participate in the Program at your own risk. Jeanne Collins and House of JerMar are not liable for any direct, indirect, or incidental damages resulting from your participation.
12. Governing Law
    These Terms shall be governed by and interpreted in accordance with the laws of the State of Connecticut. Any disputes will be handled under this jurisdiction.
13. Modifications
    These Terms may be updated or modified at any time. Notice of significant changes will be provided via email.